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Clikdocs — Beyond Litigation

Banking, Financial & Recovery Services

A loan documented properly, or money owed to you actually pursued — the paperwork behind lending, borrowing and recovery.

A legal notice is typically drafted within 2–3 working days; case timelines depend on the courtFree consultation

Overview

What is Banking, Financial & Recovery Services?

This covers documenting and recovering money owed: loan agreements and promissory notes between private parties, legal notices and case assistance for a bounced cheque, recovery notices for an unpaid debt, and assistance with a dispute involving a bank or NBFC. A dispute over money is decided largely on what was documented when it changed hands.

Who it's for

Who needs it

Anyone lending or borrowing privately

A loan agreement or promissory note documenting the terms before money changes hands.

Anyone holding a bounced cheque

The legal notice and case assistance a cheque bounce requires under the Negotiable Instruments Act.

Anyone owed money that hasn't been repaid

A recovery notice as the first formal step toward getting it back.

Anyone in a dispute with a bank or NBFC

Assistance where a bank or non-banking financial company's decision or conduct is being disputed.

Eligibility & requirements

A cheque bounce notice must be sent within 30 days of the bank's dishonour memo, and a complaint filed within a further 30 days if unpaid
A promissory note or loan agreement should be stamped as required by the state where it's executed to be fully enforceable

Why is it needed?

An informal loan with nothing in writing, or a bounced cheque left unaddressed past the legal notice period, are both far harder to recover once time has passed — Indian law gives a cheque-bounce case a specific window to act within, and missing it narrows your options considerably.

Documents

Documents Required

The cheque and the bank's dishonour memo, for a bounced cheque matter
Any existing loan agreement, correspondence or proof of the amount owed
Identity and address proof of both parties

Process & timeline

How we get it done

1

Confirm the timeline that applies

Recovery and cheque bounce matters run on strict statutory windows — we check yours first.

2

Drafting

The agreement or notice is drafted to be enforceable, not just to state the position.

3

Sent or filed

The notice is sent, or the case filed, within the applicable window.

4

Followed through

We track the response and the next required step, including court proceedings where necessary.

Why Clikdocs

Why work with us

Statutory windows tracked, not missed

Cheque bounce and recovery matters run on strict timelines — we act inside them rather than after.

Documents built to be enforced, not just signed

A loan agreement or promissory note is drafted so it actually holds up if recovery is ever needed.

Followed through to resolution

We don't stop at sending a notice — the matter is tracked through to what happens next.

Reviewed by qualified professionals

Every notice and agreement is checked by someone qualified to do so before it's sent or signed.

4 answers

Frequently Asked Questions

Talk to an Expert

What do you need documented or recovered?

Tell us the situation — lending, a bounced cheque, or a dispute — and we'll confirm the right next step.

Talk to an Expert

Free consultation, with no obligation to proceed.

Related services

Others we handle for the same kind of situation.